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New day, new week

July 2nd, 2007 at 03:20 pm

Hi everyone!
Well, it's been a whirlwind week, as usual in my life. I really didn't even have time to write much this weekend, as lots of kid activities and family stuff going on.

So, I had really strong goals for the week, and I just did kind of ok. I certainly didn't spend like I used to, thanks to the funeral for the debit card. BUT...

On pay day, I took out $200, thinking (very unrealistically) that would last me 2 weeks.
It barely lasted 5 days. (Son needed cash for gas, and expenses for his trip - which he will pay back, but for now...)

Plus, there is no way we can get through a week without dinner out twice, and at least 2 lunches a week. That alone is at least $100. But what was nice is that I have no debit card receipts, and so I don't have to worry about what I spent on the debit card, or balancing my checkbook, because only the bills scheduled to come out of my account through bill pay are going to come out.

On the good side, I have delayed any mani/pedi's for a little while. I really need my hair colored, but I am going to wait another few weeks, until I just can't wait anymore. I STILL haven't gone to Starbucks, and when my mom and I were out together over the weekend, instead of eating out, we waited until we got home.

I'm not so organized yet, so sitting and calculating every time I save a few pennies or dollars hasn't made its way into my daily agenda, but, overall, I still feel pretty good that I have used restraint and more thought before carelessly incurring an expense. That is really what its about to me.

My other big success was that I actually heard my son express some ideas as to how he was going to save money this week, and just hearing that he is conscious of our spending, and appreciative of what it takes to make the money we do was positive to me.

He is starting his construction job Friday, and his first 2 paychecks go to me, to pay back for his outrageous cell phone bill while he was in Israel.

Lauren balanced her checkbook, and sent out $150 in payments from her own $$, which provides me with a bit of relief this month as well.

I haven't had time to write everything down, but I will this week, so I can go into next week a bit more organized, planned, and in control.

8 Responses to “New day, new week”

  1. Ima saver Says:
    1183391748

    We eat out (dinner) 5 or 6 times a week and spend a total of about $100 for the entire week. It sounds like you are off to a good start.
    (I also color my own hair, can you do that?)

  2. baselle Says:
    1183394691

    Eh, someday $200 might last for two weeks. Just not this week. Keep on trying! You've made good progress just being more aware of your spending, even though it doesn't seem like it. Pretty soon you will develop those mental tricks to keep you from spending.

  3. LuckyRobin Says:
    1183416504

    I'd recommend you at least try to color your own hair every other time. I know lots of people who do their own touchups and only go to the salon every four months to have it professionally done. Saves a lot of money, its easy to do, and I've never been able to tell the difference between the two. You could get your daughter or son to do it if you find it too difficult to do yourself. I do my mother's hair all the time and its a fun mother daughter thing.

  4. littlegopher Says:
    1183423949

    Look at what you did do - what great accomplishments! Bit by bit, the changes will happen. Best wishes!!

  5. boomeyers Says:
    1183523113

    Great job! And waiting to eat till you got home was a big step in the right direction!

  6. reflectionite Says:
    1190085323

    haven't heard from you in a while, how is everything going?

  7. Amber Says:
    1199853248

    Hope all is well, happy belated New Year. I cut back on my pedicures as well, trying really hard to save

  8. Amber Says:
    1232225471

    I've been wondering about you...how is everything?

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