Let's be honest -
I haven't fully recovered from this debacle with my checking account, because I still haven't logged on to see just exactly how much damage I have done.

Nor have I gotten the mail for 3 days.

I'm trying to be understanding, but firm, with myself, and this morning is the first moment I've had to myself, so I'm giving myself the morning to get clear, make my commitments, set my goals, and get everything ready for Ruben for Monday night.

But - by the end of the day, I will rectify the remainder of this damage. No matter how little I have left of my paycheck, or how unstable things are at this point, I know that tomorrow will be better because I will be on a better track, with clear goals and real boundaries, and a support system to help me stay on track.

I have a really clear picture, though of what my income is, and my expenses are. I need to see my balances, so, I'm going to start by putting this all out here, for me and everyone else to see.

Cash - Probably about $1,000 (will know better when I log on later)
Car #1 - 2003 Volvo S60 - $15,000
Car #2 - 2002 Nissan Altima - $11,000
Car #3 - 2003 Saturn Ion - $ 8,000
CAP Account $ 1,000
Total Assets: $36,000

Debt:
Capital One $ 3,000
First National 800
HSBC1 1,500
HSBC2 750
Juniper 250
Citifinancial (rooms to go) 200
Tires Plus 450
School Loan 36,000
BOA Volvo loan 15,000
Total debt: $ 57,950

Yeah, so I see that student loan is killing me. But the trouble is, there's not a lot of room in my $$ in/$$ out budget to get much paid down - until I get Lauren to pay much of her own expenses.

$$ in/out to follow...